Competitive advantage

    The Udmurtinvestbuildingbank has the concrete schemes of financing projects,
which can essentially  decrease  the  charges and the volume of tax  payments in 
accordance with Russian legislation.
 
    The interaction scheme with our business partners is the following:
  
  - The Bank is the accounting center and  a creditor of the participants of the
project and gives the guarantee of the investments return;
  
  - The non-state pension fund is an additional financial guarantee in returning
the  investments. Also using the possibilities, given by the Russian legislation 
the  bank can provide the minimization of the tax payments and decreasing of the
manufacturing expenses;
  
  - The leasing  company decreases the risk of non-return of investments, as all
the rights on supplying goods and technologies would not be given to the object
of investment till the termination of all risks;
  
  - The realtor company, as it has a large experience in Russian building market
and the market of selling property provides its  services  in  selling  products
made within the limits of the project;
  
  - The  auditing  company  gives  its  objective  evaluation of  the  financial
state of Russian companies – recipients of the investments;
  
  - The Russian companies–recipients of the investments are chosen from the most
successful companies.